Health Insurance

To learn more about the WPS insurance plan, please use the drop-down menu below. 

WPS Overview

At Edgewood College all* international students and exchange visitors are required to purchase health insurance to protect against the high cost of medical care in the United States. Edgewood will automatically enroll all F-1 students, J-1 exchange visitors and J-2 dependents in our health insurance plan with WPS Health Insurance, and the fee will be billed directly to your student account through the College’s Business Office. WPS is a non-profit corporation that has been providing quality health care coverage to people in Wisconsin for over 65 years. With this plan, all services you receive at the Edgewood College Health Center are covered at 100% (no additional cost to you).  In addition to the College’s Health Center, there are many providers in the WPS network in the Madison area where you will receive 80% coverage after paying a $100 deductible.   Students should carefully review WPS policy information (link below), especially the prescription drug benefits ($1000 annual maximum), and contact the Center for Global Education or the Health Center if you have concerns about the coverage.  You can use www.goodrx.com  to help you determine the cost of prescription drugs in the U.S.     *Students sponsored by SACM and ISEP, who are required to be enrolled in insurance through their sponsors, are waived from the Edgewood insurance enrollment requirement.  

Policy Details

2020–2021 WPS International Student Policy Information    (August 1, 2020 – July 31, 2021)

2019–2020 WPS International Student Policy Information    (August 1, 2019 – July 31, 2020)

 

Dependent Information

Enrollment for Dependents

F-2 dependents (spouse, domestic partner and children) are not automatically enrolled in the WPS health insurance policy, but Edgewood College highly recommends that you enroll your F-2 dependents in this policy.

Deadlines for Enrollment:
You can only enroll your dependents during the annual open enrollment period, which is June 1 through September 30. The effective date of coverage will be August 1.  If you start your program at Edgewood College at the beginning of the spring semester, you can only enroll your dependents within 30 days of the start of the spring semester.  Eligible dependents can also be enrolled within 60 days of one of the qualifying events listed below:

  • Birth of a child, legal adoption, or legal guardianship
  • Marriage
  • Arrival of a spouse or child(ren) to the United States

Your dependents are only eligible for coverage as long as you, the student, remain eligible for coverage in the WPS policy.

Enrollment Form
To enroll your dependents submit a paper enrollment form and payment directly to WPS.
Use the Dependent Enrollment Form tip sheet for instructions on completing the enrollment form. 
Rates/Price
The rates for the dependent policy are as follows:

  • F-2 Spouse: $389.24 per month (2020-2021)
  • F-2 Child: $302.74 per month (2020-2021)

Dental Insurance

Students who are enrolled in the WPS health insurance policy are also eligible to enroll in a dental insurance policy through WPS and Delta Dental.  The dental insurance is completely optional.  Please click here and see the section "Individual Dental Insurance" for more details on the policy and to apply. 

Seeking Care with WPS

ON-CAMPUS CARE:

  • Do you need to go to the on-campus Wellness Center for a routine health assessment, care for acute illness and injuries, immunizations, or referrals?   
  • Visit Health Services in the Edgewood College Wellness Center on the first floor of Dominican Hall.  Use the Lakeside entrance of Dominican Hall facing Lake Wingra and Siena Apartments.  All services received at Edgewood Health Services are covered 100% through the WPS policy.
  • Visit the Health Services website for information about services available and scheduling an appointment. Please note that the Edgewood College Health Center is typically closed on the evenings, weekends, and the months of June and July.  Check the website for current hours.

OFF CAMPUS CARE:

  • Do you need to go to an off-campus clinic, urgent care clinic, hospital, or emergency room?
    • To receive maximum coverage from WPS, you should find a Tier 1 provider in the WPS network.  If you seek care from an out-of-network provider (WPS uses the term “Tier 2 provider”), you will not receive maximum coverage and may be subject to higher healthcare costs. See the policy information link above for specific details about the coverage for Tier 1 and Tier 2 providers. 

TIER 1:

  • How to find a Tier 1 provider/facility (Clinic, Urgent Care Center, Hospital, Emergency Room):
    • Go to the WPS website to find a specific facility or provider.  - Go to the Find a Doctor tool. - Enter zip code (53711 for Edgewood College) - Select Provider Location (typically 5 – 10 miles) - Find by Facility (Hospital or Urgent Care) or Find by Provider (Specific Specialty Need)

WPS TELADOC SERVICE:

  • Talk to a doctor anytime for FREE: The Teladoc service through WPS gives you access to a doctor 24 hours a day, 7 days a week via phone or video consults. Click here for details.

Additional Information

WPS Website : (select "Edgewood College") WPS Customer Service: 1-800-332-6421 (toll free-phone) Seven Corners’ Medical Evacuation and Repatriation Service: 1-866-314-9479 (toll free from US Canada and the Caribbean) 0-317-818-2086 (from overseas call collect)  


View these tabs to learn more about ISEP Exchange or SACM insurance coverage:

 

For information regarding your insurance visit: ISEP Summary of Benefits

***Reminder that students must bring their insurance card with them on any medical visit and that there may be at least a $25 deductible payable at the medical visit***

SACM Health Insurance

Students sponsored by the Saudi Cultural Mission will most commonly be covered by the UnitedHealthCare policy. For more information about this policy please contact your SACM advisor or consult the insurance website: UnitedHealthCare 1-866-808-8461 or 1-855-777-4856